"Make sure you have financial intelligence… I don’t care if you have money or you don’t have money… you need to go and study finance no matter what.” – Daymond John
Running a business—especially in sexuality education, coaching, or pleasure-based industries—requires a solid financial foundation. Money may not be the sexiest topic, but trust me, financial clarity is the key to sustaining and growing a business that supports your goals.
Having a system in place ensures that you’re not just making money but keeping more of it. Whether you're just starting or already scaling, these financial systems will set you up for success.
1. Choosing a Bank That Aligns with Your Business
Your bank is your financial home, so it needs to feel good and be compatible with your business. Not all banks are created equal, and for sexuality professionals, some may not be as welcoming. When choosing a bank, consider:
✅ Ease of Use – Does it have a user-friendly online system? Mobile deposits? Good customer service?
✅ Fees & Accessibility – Are there hidden fees? Are ATMs convenient?
✅ Business-Friendliness – Some banks are hesitant to work with sex educators, kink professionals, or pleasure-based businesses. Look for a bank that aligns with your industry.
If your current bank doesn’t vibe with your business, it’s time to switch. Your financial foundation should feel solid—not like you’re constantly worried about your accounts being flagged.
2. Keep Business & Personal Money Separate
One of the biggest mistakes entrepreneurs make is blending their personal and business finances. If you’re serious about making money, move all business expenses to a dedicated business account. This not only simplifies bookkeeping but also protects you legally.
If you’re not yet making consistent money, loan your business money from your personal account.
💡 Pro tip: Track these transactions as business loans so that when your business is profitable, you can pay yourself back properly.
3. Track Every Dollar: "What Gets Measured, Gets Managed"
If you don’t know where your money is coming from and where it’s going, it’s easy to feel out of control financially. The simple act of tracking your income and expenses gives you power over your money.
This is where financial spreadsheets and bookkeeping systems come in. If you don’t have a system yet, my Be Sexcessful Bookkeeping System provides an easy-to-use template designed specifically for sexuality professionals and entrepreneurs. By keeping an eye on your numbers, you can make informed decisions about:
📊 What services or products are making the most money
📊 Where your biggest expenses are
📊 What’s draining your cash flow
Knowledge is power, and clarity leads to confidence.
4. Should You Hire a Bookkeeper?
At some point, managing your books might feel overwhelming. That’s when you may consider hiring a bookkeeper. But is it the right move for you?
✅ Pros of Hiring a Bookkeeper:
✔ Saves time so you can focus on making money
✔ Reduces tax mistakes and financial stress
✔ Helps you plan for growth
❌ Cons of Hiring a Bookkeeper:
✖ Additional expense (but often worth it!)
✖ You still need to understand your finances (never outsource knowledge)
✖ Some bookkeepers may not be sex-industry friendly
If hiring a bookkeeper feels like a stretch right now, start with a DIY system (like my Be Sexcessful Bookkeeping System) and upgrade as you grow.
5. Payment Processors: Finding One That Works for Your Industry
Not all payment processors are created equal—especially in sexuality spaces. Some platforms (like PayPal, Venmo, and Stripe) have been known to freeze or shut down accounts related to adult content, pleasure-based services, or kink education.
When choosing a payment processor, consider:
💰 Industry Compatibility – Will they allow transactions for your business type?
💰 Fees – Some charge high processing fees (Square, for example, takes a cut of each sale).
💰 Payout Speed – How long does it take to get your money?
If you’re in the sexuality industry, look into alternative processors like TickleCharge (tell them I sent you or use my code TC011 if you need help on the backend of your website), CCBill, Segpay, or Payoneer, which tend to be more friendly to adult professionals. Do your research—getting the right payment processor can save you headaches down the road.
Final Thoughts: Get Your Money in Order & Watch Your Business Grow
Financial systems aren’t just about compliance—they’re about freedom. When you know where your money is going, separate your business from personal expenses, and track your finances, you create a foundation for long-term success.
Start small if you need to, but start somewhere. Whether that’s opening a business bank account, using a bookkeeping system, or researching better payment processors, every step you take brings you closer to financial stability.
Got questions about managing your business finances? Drop them below—I’m here to help! 🚀
Cheers to your professional sexcess!
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